Herrin Law | Blog
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The holiday season is a time that brings family and friends together for festive celebrations, intimate gatherings, delicious seasonal treats and other fun and merriment. Whether you are relaxing at home in front of a cozy fire with your loved ones, driving around looking at holiday lights and decorations or shopping for the perfect gifts for your family and friends, the holidays can truly be a time that creates magical memories and that instills a...

Bankruptcy is an economic solution that has many myths attached to it and most of those myths are false. One truth about every bankruptcy case is that you will have to pay to file for bankruptcy. Another misconception is that all lawyers, including bankruptcy lawyers cost an arm and a leg. We want you to know that it IS possible to find a team of affordable bankruptcy lawyers who can get you the results you need without...

You always have the right to control who represents you in legal matters. That is a fact that is always true no matter what type of legal situation you find yourself dealing with. If you filed a bankruptcy and Firm A represents you; you have the right to fire Firm A and hire Firm B to substitute in as counsel. REASONS WHY YOU MAY FIRE AN ATTORNEY You do not have to justify your reasons for wanting to...

When you surrender your home in bankruptcy, you are discharging the debt associated with your home.  This includes all debt associated with the home (property taxes, liens, mortgages, homeowner association fees, etc.). Once you file bankruptcy and notice goes out, you should not be receiving any collection letters from your creditors.  If you are then you need to consult with your attorney as those creditors may be violating federal bankruptcy law. An important thing to remember is...

There are two required financial courses in Bankruptcy.  The first course is taken before you file bankruptcy and the second course is taken after you have filed the bankruptcy. The First Class - Pre-Filing Bankruptcy Credit Counseling This class is intended to help you prepare for bankruptcy.  It goes over several budget/finance related questions to help you gain clarity on your personal finances.  Some of the questions relate to how much you spent on your home, vehicle,...