We too often put our financial security off into the distant future. Someday, I will make more money and then I will start saving. Someday, when I have more money I will start putting money aside for retirement. Someday, when my mortgage is paid off I will be able to really invest. Someday almost never …
WHY MAKING MORE MONEY WON’T FIX YOUR DEBT PROBLEMS Read More »
What is an IRS Levy? An IRS Levy is a tool used by the IRS to reclaim back taxes. It allows the IRS to freeze your wages, retirement funds or bank accounts and withdraw any available funds to pay off your debt. The IRS does not care about the bills you have to pay or …
Bankruptcy has a lot of stigmas, one of which is that bankruptcy changes the way you have to live your life. I often get asked what will I able to do after I file, is the court going to tell me what I can and cannot do with my money. This article will address what …
Lawsuits can be stressful and it can be ever more stressful if a creditor gets an actual judgment against you. A judgment is simply a piece of paper signed by a judge stating that a creditor (or plaintiff) has won the lawsuit and is entitled to something. Typically, the judgment will be an award of …
Timing can be very important to ensure that you are able to successfully navigate through the bankruptcy process. There are several reasons why waiting and filing in January 2014 could be better for you. First, we all know that Christmas costs money. There are always extra expenses for travel, purchasing gifts and holiday decorations. These …
Why waiting until January 2014 to file your bankruptcy was a good decision? Read More »
The Loan Modification process can be one of the most stressful experiences a homeowner can go through. Anyone who has had experience with a loan modification can attest to the fact that the mortgage companies do not want to approve the loan modification. They use subtle tactics to achieve this result. For instance, in order …
Bankruptcy hits at the heart of what we all need to survive: money. Our financial lives impact our personal relationships, our work, our mental state, our abilities to provide for our families and plan for the future; in short, our finances touch almost every aspect of our life. As a consequence, finances become one of …
The Importance of Choosing Your Bankruptcy Attorney Read More »
Bankruptcy is a powerful tool that can really help a person get back on their feet. One of the main policies for bankruptcy relief is to give individuals and businesses a fresh start. It would not be much of a fresh start if you were not able to remove your debts. Most all of your …
Foreclosure can happen to anyone. There were nearly 2 million foreclosures in the US in 2012. The Dallas area ranked 11th among major cities in foreclosures during that same year. However, all is not lost, there are several tools that a homeowner has that can help stop a foreclosure but this blog is going to focus …
One of the most common questions I get from clients is “how can I improve my credit after bankruptcy”. In order to maximize your credit score after bankruptcy, you need to establish positive credit reporting. To establish positive credit report you need to MAKE YOUR PAYMENTS ON TIME, EVERY TIME. Do not be late on …
How To Improve Your Credit Score After Bankruptcy Read More »
