Herrin Law

Daniel Herrin

How Bankruptcy Impacts Your Student Loans

In general, student loans are nearly impossible to get discharged through a bankruptcy proceeding, and doubly so when the loan is related to the Federal government. What does this mean from a broad picture perspective? Traditionally Speaking: Federal loans are strict, which means that when a student loan is defaulted on the government has the …

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How Does Chapter 7 and 13 Bankruptcy Affect My Credit?

The number one reason why most people never consider bankruptcy is because they think it will destroy their credit and their ability to get credit in the future. But this isn’t true. Bankruptcy is a legal way for you to responsibly address your financial situation. Most people see a significant increase in their credit score …

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