The entire purpose of bankruptcy is to get you a financial fresh start. It does this by allowing consumers and businesses to eliminate or repay some or all of their debts under the protection of the federal bankruptcy code. In most cases, if you are eligible for bankruptcy, it will help eliminate your debt and/or lower your monthly debt obligations. Bankruptcy can help restructure your mortgage payments, vehicle payments, IRS payments and unsecured debt payments. In addition to bankruptcy services, we offer debt relief services which include Debt Settlement and Lawsuit Defense. These services include negotiating directly with your creditors to reduce the principal balance of the debt owed, making your payments affordable.