The entire purpose of bankruptcy is to get you a financial fresh start. It does this by allowing consumers and businesses to eliminate or repay some or all of their debts under the protection of the federal bankruptcy code. In most cases, if you are eligible for bankruptcy, it will help eliminate your debt and/or lower your monthly debt obligations. Bankruptcy can help restructure your mortgage payments, vehicle payments, IRS payments and unsecured debt payments. In addition to bankruptcy services, we offer debt relief services which include Debt Settlement and Lawsuit Defense. These services include negotiating directly with your creditors to reduce the principal balance of the debt owed, making your payments affordable.

Chapter 13 – Reorganization for Small Business and Individuals.

Chapter 13 is a way for you to keep your property on your terms. This is accomplished by restructuring your agreements with your creditors. A Chapter 13 Bankruptcy creates a payment plan that fits within your budget. It allows you to take control of your financial situation and determine how your creditors are repaid. No matter how you found yourself in your financial crisis, whether it is unexpected events or bad choices, a Chapter 13 gives you the ability to turn it all around.

If you are behind on your home, missed a car payment, owe the IRS, or have a garnishment, then a Chapter 13 may be right for you.

Chapter 7 – Liquidation for Small Business and Individuals.

Chapter 7 is a way for you to wipe out all of your debt and get a fresh start.  If you are current on your home and vehicles and simply cannot afford your credit cards, medical bills or other debt, then a Chapter 7 may be right for you. On the other hand, if you are at a place where you cannot afford any of your bills and simply want to erase all your debt and start over, you may want to consider a Chapter 7.

A Chapter 7 Bankruptcy is very fast and typically takes 4 to 6 months to complete.  Once it’s over, your debts are discharged, which is another way of saying that your debts are legally forgiven.

If you are not a good candidate for bankruptcy, you may be able to negotiate with your creditors to settle your debts for a decreased amount.  Debt settlement allows you to make offers to your creditors to pay a portion of your debt over time.  For instance, if you have a $10,000 credit card, you may be able to negotiate a settlement where you pay $3,500 over 6 months to resolve the account.   In the above scenario, the creditor would write off the remaining $6,500, however, there may be tax implications for doing debt settlement so make sure you fully discuss with your attorney.

Daniel was born in Midland, TX and attended college at the University of Oklahoma. Daniel now lives in Dallas and is married to Allison and has a beautiful son named Parker. He has been practicing law since 2008. He started his practice in the oil and gas industry and eventually worked at a large firm for several years before starting his own firm. Daniel was ranked in the Top Attorneys section of the Fort Worth Texas Magazine two years in a row.

Daniel concentrates his practice on advising businesses and individuals on their finances, and in particular on preserving and protecting assets while mitigating risk.
He has helped thousands of clients navigate the bankruptcy process and get a fresh start. No matter how dire your circumstances may be, there is a solution that will get you back on track. Sometimes bankruptcy is not an option, in that case you may be a great candidate for debt settlement.

Professional Background:

• 2008, J.D.        Texas Wesleyan School of Law
• 2003, B.A.        University of Oklahoma

Bar and Court Admissions:

• State of Texas, 2008
• Northern District of Texas Federal Court, 2010
• Eastern District of Texas Federal Court, 2010

Awards and Publications:

• Featured as Top Attorney in Fort Worth Texas Magazine for 2012 and 2013
• The Complete Guide to Nonprofit Corporations.
  Drafted section concerning the changes in IRS Form 990
  and the impacts on Public charities. Published 2010.
• Best Brief in Annual Moot Court Competition
• Deans Honor Roll 2007 and 2008