What is Bankruptcy?
By Daniel Herrin
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Bankruptcy allows a person or business to deal with their debt. There are two main types of bankruptcies for consumers:...
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Debt Relief Program
By Daniel Herrin
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Debt Relief is where you hire a third party to help you renegotiate your outstanding debt. The normal process is...
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How To Restore Credit After Bankruptcy
By Daniel Herrin
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The whole point of filing bankruptcy is to get you a fresh start, which includes increasing your credit score. Almost...
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Tips on Financial Mindfulness
By Daniel Herrin
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Financial mindfulness is really about being more aware of your current financial situation. Clarity is the key to improving your...
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How Bankruptcy can Affect your Emotional Health
By Daniel Herrin
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Financial stress is the number one cause of stress in adults. Most people get so used to being stressed that...
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Medical Debt and Bankruptcy
By Daniel Herrin
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Medical Debt can cripple you. Not only do you have to deal with the actual health issue but you have...
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What Constitutes Creditor Harassment in Texas?
By Daniel Herrin
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There are really 3 main laws that regulate debt collection. You have the Fair Debt Collection Practices Act (known as...
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I Have Been Sued by a Debt Collector
By Daniel Herrin
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The reason debt collectors file lawsuits is because they work. Nothing scares a person more than getting served with a...
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How Bankruptcy is Affected by Inheritance
By Daniel Herrin
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When you file bankruptcy, you are required to disclose all of your assets. This includes any inheritance you may receive...
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3 Biggest Fears of Filing Bankruptcy (and what to actually do about them)
By Daniel Herrin
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The idea of bankruptcy is scary. There is a negative stigma associated with it and most people do everything in...
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Creditor vs. Debtor Rights in Texas
By Daniel Herrin
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Outside of Bankruptcy, Creditors have a lot of power. If they file a lawsuit and obtain a judgment, they can...
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Dealing With The Stress Of Bankruptcy
By Daniel Herrin
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For most people, considering filing bankruptcy is extremely stressful. You are dealing with creditors calling you, lawsuits being filed against...
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What To Do Before Filing For Bankruptcy
By Daniel Herrin
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You should be talking directly to your attorney about any actions you want to take prior to filing bankruptcy. The...
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Understanding the Homestead Exemption in Texas
By Daniel Herrin
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In Texas, your primary residence is protected under the homestead exemption. Unlike other states, Texas provides an unlimited homestead exemption....
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What Are The Bankruptcy Exemptions In Texas?
By Daniel Herrin
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Exemptions are simply a legal term used to determine if you can protect your property from the bankruptcy process. When...
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Benefits of Filing Bankruptcy in Texas
By Daniel Herrin
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If you are going to have to file bankruptcy, then Texas is the state you want to live in. Texas...
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How Much Does it Cost to Setup an Estate Plan in Texas?
By Daniel Herrin
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Most people have a preconceived notion that an estate plan is expensive. This is partly due to some attorneys who...
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Tips For Choosing The Best Estate Planning Lawyer For You
By Daniel Herrin
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The most important choice for you to make is picking the right estate planning lawyer. The good news is that...
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4 Reasons Estate Planning Is So Important
By Daniel Herrin
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1. Without an estate plan, you are costing your family money and adding more stress. When you don’t have your...
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What To Consider When Hiring a Bankruptcy Lawyer in Dallas
By Daniel Herrin
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https://youtu.be/jWYv8wc_Smk The most important choice for you to make is picking the right lawyer. The difference between a good lawyer...
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Bankruptcy allows a person or business to deal with their debt. There are two main types of bankruptcies for consumers: Chapter 7 (known as a liquidation) and Chapter 13 (known as a reorganization). In...
Debt Relief is where you hire a third party to help you renegotiate your outstanding debt. The normal process is that you put together a list of your creditors. The company then takes the...
The whole point of filing bankruptcy is to get you a fresh start, which includes increasing your credit score. Almost all of my clients see a credit score increase post bankruptcy filing. The reason for...
Financial mindfulness is really about being more aware of your current financial situation. Clarity is the key to improving your finances. The first step is to get clear on where you are right now. This...
Financial stress is the number one cause of stress in adults. Most people get so used to being stressed that they no longer recognize or know what living a life with minimal stress is...
Medical Debt can cripple you. Not only do you have to deal with the actual health issue but you have to contend with the financial stress that comes with it. Most people who suffer serious...
There are really 3 main laws that regulate debt collection. You have the Fair Debt Collection Practices Act (known as FDCPA), which is a federal law. You also have the Texas Debt Collections Act...
The reason debt collectors file lawsuits is because they work. Nothing scares a person more than getting served with a lawsuit. There is this fear that if they don’t do anything they could get...
When you file bankruptcy, you are required to disclose all of your assets. This includes any inheritance you may receive (even if you have not received it). The most important fact regarding an inheritance...
The idea of bankruptcy is scary. There is a negative stigma associated with it and most people do everything in their power to avoid having to consider it. However, a lot of the fears...