Blog - Herrin Law
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I Have Been Sued by a Debt Collector
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I Have Been Sued by a Debt Collector

The reason debt collectors file lawsuits is because they work. Nothing scares a person more than getting served with a...
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How Bankruptcy is Affected by Inheritance
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How Bankruptcy is Affected by Inheritance

When you file bankruptcy, you are required to disclose all of your assets. This includes any inheritance you may receive...
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3 Biggest Fears of Filing Bankruptcy (and what to actually do about them)
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3 Biggest Fears of Filing Bankruptcy (and what to actually do about them)

The idea of bankruptcy is scary. There is a negative stigma associated with it and most people do everything in...
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Creditor vs. Debtor Rights in Texas
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Creditor vs. Debtor Rights in Texas

Outside of Bankruptcy, Creditors have a lot of power. If they file a lawsuit and obtain a judgment, they can...
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Dealing With The Stress Of Bankruptcy
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Dealing With The Stress Of Bankruptcy

For most people, considering filing bankruptcy is extremely stressful. You are dealing with creditors calling you, lawsuits being filed against...
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What To Do Before Filing For Bankruptcy
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What To Do Before Filing For Bankruptcy

You should be talking directly to your attorney about any actions you want to take prior to filing bankruptcy. The...
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Understanding the Homestead Exemption in Texas
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Understanding the Homestead Exemption in Texas

In Texas, your primary residence is protected under the homestead exemption. Unlike other states, Texas provides an unlimited homestead exemption....
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What Are The Bankruptcy Exemptions In Texas?
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What Are The Bankruptcy Exemptions In Texas?

Exemptions are simply a legal term used to determine if you can protect your property from the bankruptcy process. When...
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Benefits of Filing Bankruptcy in Texas
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Benefits of Filing Bankruptcy in Texas

If you are going to have to file bankruptcy, then Texas is the state you want to live in. Texas...
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How Much Does it Cost to Setup an Estate Plan in Texas?
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How Much Does it Cost to Setup an Estate Plan in Texas?

Most people have a preconceived notion that an estate plan is expensive. This is partly due to some attorneys who...
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Tips For Choosing The Best Estate Planning Lawyer For You
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Tips For Choosing The Best Estate Planning Lawyer For You

The most important choice for you to make is picking the right estate planning lawyer. The good news is that...
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4 Reasons Estate Planning Is So Important
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4 Reasons Estate Planning Is So Important

1. Without an estate plan, you are costing your family money and adding more stress.   When you don’t have your...
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What To Consider When Hiring a Bankruptcy Lawyer in Dallas
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What To Consider When Hiring a Bankruptcy Lawyer in Dallas

https://youtu.be/jWYv8wc_Smk The most important choice for you to make is picking the right lawyer. The difference between a good lawyer...
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Chapter 7 or Chapter 13 bankruptcy? – Texas Bankruptcy Laws
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Chapter 7 or Chapter 13 bankruptcy? – Texas Bankruptcy Laws

https://youtu.be/lV615pEa7js Chapter 7  First, let’s start with a Chapter 7 Bankruptcy, which is also known as the liquidation chapter. In...
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What is the maximum income for Chapter 7 in Texas?
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What is the maximum income for Chapter 7 in Texas?

In order to qualify for a chapter 7 you must pass the means test.  This is a form you fill...
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What a Bankruptcy Can Do to Help with IRS Debt
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What a Bankruptcy Can Do to Help with IRS Debt

The IRS is scary. They can do more than any other creditor in terms of collections.  They can put liens...
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How to Protect Your Tax Refund in a Chapter 13 Bankruptcy
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How to Protect Your Tax Refund in a Chapter 13 Bankruptcy

If you are in a chapter 13 bankruptcy, then your tax refund is likely the only chance you have at...
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How You Might Be Able To Lower Your Student Loan Payments
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How You Might Be Able To Lower Your Student Loan Payments

There is not nearly enough being done to help consumers with their student loan debt.  Congress continues to delay the...
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Transfer on Death Deeds:  An awesome tool you should consider if you live in Texas
estate planning

Transfer on Death Deeds: An awesome tool you should consider if you live in Texas

Probate is expensive. The costs and time associated with the Probate process have led to many individuals simply forgoing the...
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Dealing with Hot Checks in Bankruptcy
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Dealing with Hot Checks in Bankruptcy

An individual issues a hot check (also known as a “Bad Check,” a “NSF Check,” a “Dishonored Check,” or a...
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