Herrin Law | Blog
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My Home Was Surrendered, Why Do I Keep Getting Bills
foreclosure attorney

My Home Was Surrendered, Why Do I Keep Getting Bills

When you surrender your home in bankruptcy, you are discharging the debt associated with your home.  This includes all debt...
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Bankruptcy Classes: What You Need to Know
bankruptcy lawyer

Bankruptcy Classes: What You Need to Know

There are two required financial courses in Bankruptcy.  The first course is taken before you file bankruptcy and the second...
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What About “Do It Yourself” Bankruptcies?
bankruptcy lawyer

What About “Do It Yourself” Bankruptcies?

In my career clients sometimes will ask "why can't I just file bankruptcy on my own?"  My answer is always...
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Are there different types of bankruptcies for business vs personal bankruptcies?
bankruptcy lawyer

Are there different types of bankruptcies for business vs personal bankruptcies?

Each chapter or type of bankruptcy defines who is eligible to be a debtor in its definition. Some of the...
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What happens with student loans during bankruptcy?
bankruptcy lawyer

What happens with student loans during bankruptcy?

Can I include my student loans in my bankruptcy?  Are there qualifications I have to meet?  What is the process?...
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I FILED BANKRUPTCY THIS YEAR … DO I NEED TO FILE A TAX RETURN
bankruptcy lawyer

I FILED BANKRUPTCY THIS YEAR … DO I NEED TO FILE A TAX RETURN

A common question I always receive from debtors is "do I have to do anything different when I file my...
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How does bankruptcy impact my tax refunds?
bankruptcy lawyer

How does bankruptcy impact my tax refunds?

To answer this question, we first need to identify which chapter of bankruptcy you have filed or are planning to...
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Moving Forward After Your Bankruptcy
bankruptcy lawyer

Moving Forward After Your Bankruptcy

So you filed a bankruptcy and received your discharge and do not want to ever have your wages garnished again;...
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WHY MAKING MORE MONEY WON’T FIX YOUR DEBT PROBLEMS
bankruptcy lawyer

WHY MAKING MORE MONEY WON’T FIX YOUR DEBT PROBLEMS

We too often put our financial security off into the distant future. Someday, I will make more money and then...
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Getting out of an IRS Levy
irs

Getting out of an IRS Levy

What is an IRS Levy? An IRS Levy is a tool used by the IRS to reclaim back taxes.  It...
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What is life like after I file bankruptcy?
bankruptcy lawyer

What is life like after I file bankruptcy?

Bankruptcy has a lot of stigmas, one of which is that bankruptcy changes the way you have to live your...
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Creditor has a judgment against me, now what?
bankruptcy lawyer

Creditor has a judgment against me, now what?

Lawsuits can be stressful and it can be ever more stressful if a creditor gets an actual judgment against you....
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Why waiting until January 2014 to file your bankruptcy was a good decision?
bankruptcy lawyer

Why waiting until January 2014 to file your bankruptcy was a good decision?

Timing can be very important to ensure that you are able to successfully navigate through the bankruptcy process. There are...
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My Loan Modification was Denied, Now What?
foreclosure attorney

My Loan Modification was Denied, Now What?

The Loan Modification process can be one of the most stressful experiences a homeowner can go through.  Anyone who has...
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The Importance of Choosing Your Bankruptcy Attorney
bankruptcy lawyer

The Importance of Choosing Your Bankruptcy Attorney

Bankruptcy hits at the heart of what we all need to survive: money. Our financial lives impact our personal relationships,...
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Will Bankruptcy Remove All of My Debts?
bankruptcy lawyer

Will Bankruptcy Remove All of My Debts?

Bankruptcy is a powerful tool that can really help a person get back on their feet. One of the main...
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How Bankruptcy Can Stop Foreclosure
foreclosure attorney

How Bankruptcy Can Stop Foreclosure

Foreclosure can happen to anyone. There were nearly 2 million foreclosures in the US in 2012.  The Dallas area ranked 11th...
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bankruptcy lawyer

How To Improve Your Credit Score After Bankruptcy

One of the most common questions I get from clients is "how can I improve my credit after bankruptcy". In...
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The Nasty Tax Side to Debt Forgiveness
irs

The Nasty Tax Side to Debt Forgiveness

My Debt Was Forgiven, Now What? When a mortgage company or even credit card company cancels or forgives your debt,...
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What makes a transfer fraudulent?
bankruptcy lawyer

What makes a transfer fraudulent?

A recent case out of Alaska (In Re: Thomas Mortensen) held that a transfer to a trust was a fraudulent...
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