A common question I always receive from debtors is "do I have to do anything different when I file my tax returns?" The short answer is no. This article will address the actions a debtor must...
To answer this question, we first need to identify which chapter of bankruptcy you have filed or are planning to file. There are several chapters, but the primary consumer chapters are known as a...
So you filed a bankruptcy and received your discharge and do not want to ever have your wages garnished again; this article is to help you avoid that situation for ever. First you need to...
We too often put our financial security off into the distant future. Someday, I will make more money and then I will start saving. Someday, when I have more money I will start putting...
What is an IRS Levy? An IRS Levy is a tool used by the IRS to reclaim back taxes. It allows the IRS to freeze your wages, retirement funds or bank accounts and withdraw any...
Bankruptcy has a lot of stigmas, one of which is that bankruptcy changes the way you have to live your life. I often get asked what will I able to do after I file,...
Lawsuits can be stressful and it can be ever more stressful if a creditor gets an actual judgment against you. A judgment is simply a piece of paper signed by a judge stating that a...
Timing can be very important to ensure that you are able to successfully navigate through the bankruptcy process. There are several reasons why waiting and filing in January 2014 could be better for you. First,...
The Loan Modification process can be one of the most stressful experiences a homeowner can go through. Anyone who has had experience with a loan modification can attest to the fact that the mortgage...
Bankruptcy hits at the heart of what we all need to survive: money. Our financial lives impact our personal relationships, our work, our mental state, our abilities to provide for our families and plan...