Client hired us to help him negotiate his debt. A creditor continued to engage in unlawful debt collection practices by harassing the client. We were able to hold the creditor accountable for those violations. Client ended up with a total settlement value of: $12,000 and… Read More »October 2022 | $12,000 Settlement | Debt Collector harassing client
Creditor continued to harass client by calling and emailing client instead of contacting our law firm. We were able to get a total cash settlement of $2500 to compensate client for creditor violations
Client hired our law firm to help him settle his outstanding debts. We sent letters to the creditor notifying them that the client had retained counsel. Creditor disregarded our notice and continued to harass our client by calling him and sending collection letters. Client owed… Read More »June 2022 | $10,457.57 Total Settlement | Creditor Harassment
Client had her car repossessed after making a lump sum payment of $3,000 to cure the default. However, the creditor refused to return vehicle claiming she had to cure default (entire amount). Dealer auctioned the vehicle off and refused to turn over any funds to… Read More »May 2022 | $11,295.90 Settlement | Vehicle Repossessed
Clients apartment refused to return his deposit after months of him trying to contact them. They failed to comply with Texas Law Property Code 92.109 as it relates to returning deposits. Client hired us and we were able to get client more than double his… Read More »Landlord Refused to Give Back Deposit
Client hired us to do debt settlement, where we negotiate with his creditors to settle the accounts. One particular creditor continued transferring the debt to debt collection companies, who would then contact our client directly instead of our firm. Those direct communications to the Client… Read More »$27,500 – Unlawful Collection Attempts
Client received a chapter 7 discharge. A Creditor continued reporting the discharged debt on his credit. Client hired us and in 60 days we were able to get the $10,000 cash settlement for the Client.
There are really 3 main laws that regulate debt collection. You have the Fair Debt Collection Practices Act (known as FDCPA), which is a federal law. You also have the Texas Debt Collections Act (known as TDCA or TDCPA), which is a Texas law. In… Read More »What Constitutes Creditor Harassment in Texas?