Herrin Law

bankruptcy attorney dallas

Buying a House After a Chapter 7 Bankruptcy

Can you purchase a home after your bankruptcy is over?  The short answer is ABSOLUTELY! I have had hundreds of clients successfully purchase homes after they received their bankruptcy discharge. The bankruptcy discharge is what you receive once you have completed your bankruptcy. If you filed a chapter 7 bankruptcy and received a discharge, you …

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How Bankruptcy Impacts Your Student Loans

In general, student loans are nearly impossible to get discharged through a bankruptcy proceeding, and doubly so when the loan is related to the Federal government. What does this mean from a broad picture perspective? Traditionally Speaking: Federal loans are strict, which means that when a student loan is defaulted on the government has the …

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How Does Chapter 7 and 13 Bankruptcy Affect My Credit?

The number one reason why most people never consider bankruptcy is because they think it will destroy their credit and their ability to get credit in the future. But this isn’t true. Bankruptcy is a legal way for you to responsibly address your financial situation. Most people see a significant increase in their credit score …

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What To Do When Creditors Call Before, During, and After Bankruptcy

Overview: Many of us have been through the daily exercise of screening our phone calls because we don’t recognize the phone number, and are 99% sure it’s either a solicitation or a creditor calling. Why would you answer a call from someone you don’t know, that you do know is going to want something from …

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