bankruptcy texas

How to Budget and Manage Your Finances Before and After Filing For Bankruptcy

Filing for bankruptcy can be a difficult and stressful decision, but it does not have to mean the end of your financial future. There are steps you can take before and after filing for bankruptcy to budget and manage your finances effectively and rebuild your credit. Here are some tips to help you on your …

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How To Gather And Organize Financial Documents Before Filing For Bankruptcy

The hardest part for any person considering bankruptcy is gathering the required documents. In order to file bankruptcy, the Court requires that you file about 100 pages describing your financial situation. The Clients that have the most success are the ones that are able to get their documents together the fastest. The documents you will …

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Understanding The Means Test And How It Affects Your Eligibility To File For Bankruptcy

The means test is one of the most important forms you can file in bankruptcy. It takes your last 6 months of income and your expenses and determines what type of bankruptcy you will qualify for and what your monthly bankruptcy payments might be (in a chapter 13). 1. Chapter 7 Means Test In order …

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How To Determine If Filing Bankruptcy Is The Right Choice For You

The idea of filing bankruptcy can be stressful. It’s usually the last resort but bankruptcy can help transform a person’s financial life. The entire purpose of bankruptcy is to get a fresh start. Often times people are in what I call financial prison. They are like that hamster on a wheel running and running but …

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Buying a House After a Chapter 7 Bankruptcy

Can you purchase a home after your bankruptcy is over?  The short answer is ABSOLUTELY! I have had hundreds of clients successfully purchase homes after they received their bankruptcy discharge. The bankruptcy discharge is what you receive once you have completed your bankruptcy. If you filed a chapter 7 bankruptcy and received a discharge, you …

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