filing for bankruptcy

How To Find The Right Bankruptcy Attorney For You & What To Expect From The Process

If you are struggling with debt and considering filing for bankruptcy, you may be wondering how to find the right bankruptcy attorney for you and what to expect from the process. In this blog post, we will share some tips and insights to help you make an informed decision. Step 1 – Research To help …

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How to Budget and Manage Your Finances Before and After Filing For Bankruptcy

Filing for bankruptcy can be a difficult and stressful decision, but it does not have to mean the end of your financial future. There are steps you can take before and after filing for bankruptcy to budget and manage your finances effectively and rebuild your credit. Here are some tips to help you on your …

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How To Gather And Organize Financial Documents Before Filing For Bankruptcy

The hardest part for any person considering bankruptcy is gathering the required documents. In order to file bankruptcy, the Court requires that you file about 100 pages describing your financial situation. The Clients that have the most success are the ones that are able to get their documents together the fastest. The documents you will …

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Understanding The Means Test And How It Affects Your Eligibility To File For Bankruptcy

The means test is one of the most important forms you can file in bankruptcy. It takes your last 6 months of income and your expenses and determines what type of bankruptcy you will qualify for and what your monthly bankruptcy payments might be (in a chapter 13). 1. Chapter 7 Means Test In order …

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How To Determine If Filing Bankruptcy Is The Right Choice For You

The idea of filing bankruptcy can be stressful. It’s usually the last resort but bankruptcy can help transform a person’s financial life. The entire purpose of bankruptcy is to get a fresh start. Often times people are in what I call financial prison. They are like that hamster on a wheel running and running but …

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How Bankruptcy Impacts Your Student Loans

In general, student loans are nearly impossible to get discharged through a bankruptcy proceeding, and doubly so when the loan is related to the Federal government. What does this mean from a broad picture perspective? Traditionally Speaking: Federal loans are strict, which means that when a student loan is defaulted on the government has the …

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How Does Chapter 7 and 13 Bankruptcy Affect My Credit?

The number one reason why most people never consider bankruptcy is because they think it will destroy their credit and their ability to get credit in the future. But this isn’t true. Bankruptcy is a legal way for you to responsibly address your financial situation. Most people see a significant increase in their credit score …

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