Chapter 7 Bankruptcy Eligibility Calculator

By Daniel Herrin, Esq. | Texas Bankruptcy Attorney | 5 min read | Updated August 06, 2025

Find out if you qualify for Chapter 7 bankruptcy in Texas. Get your results in under 5 minutes.

Free Means Test Calculator

We offer a free Means Test Calculator to help you determine if you qualify for Chapter 7 bankruptcy based on your income. For a single-person household in Texas, your annual income must be below $50,902 to automatically qualify. Simply select your household size and input your income to see where you stand.

Answer a few quick questions to check your eligibility

1Household Information

2Monthly Income (Past 6 Months Average)

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You May Qualify!

Based on your income, you may be eligible for Chapter 7 bankruptcy.

Your Details:

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⚖️ Important Legal Notice

This calculator provides an estimate based on income limits only. Actual bankruptcy eligibility involves many factors including assets, expenses, and debt types. Results are not legal advice. Consult with a qualified bankruptcy attorney for a comprehensive evaluation of your situation.