Your Trusted Bankruptcy Lawyer

Chapter 7

Liquidation for Small Business and Individuals.

Chapter 7 is a way for you to wipe out all of your debt and get a fresh start. If you are current on your home and vehicles and simply cannot afford your credit cards, medical bills or other debt, then a Chapter 7 may be right for you. On the other hand, if you are at a place where you cannot afford any of your bills and simply want to erase all your debt and start over, you may want to consider a Chapter 7. A Chapter 7 Bankruptcy is very fast and typically takes 4 to 6 months to complete. Once it’s over, your debts are discharged, which is another way of saying that your debts are legally forgiven.

Chapter 13

Reorganization for Small Business and Individuals.

Chapter 13 is a way for you to keep your property on your terms. This is accomplished by restructuring your agreements with your creditors. A Chapter 13 Bankruptcy creates a payment plan that fits within your budget. It allows you to take control of your financial situation and determine how your creditors are repaid. No matter how you found yourself in your financial crisis, whether it is unexpected events or bad choices, a Chapter 13 gives you the ability to turn it all around. If you are behind on your home, missed a car payment, owe the IRS, or have a garnishment, then a Chapter 13 may be right for you.

Chapter 11

Chapter 11 bankruptcy offers small businesses a powerful tool to reorganize and regain stability during financial distress. Unlike liquidation-focused bankruptcies, Chapter 11 allows businesses to retain control of their operations while creating a court-approved plan to restructure debts. This process provides flexibility, enabling businesses to negotiate with creditors, reduce burdensome obligations, and address cash flow challenges.

For small businesses, Subchapter V of Chapter 11 offers a streamlined process tailored to their needs, with reduced costs and simplified requirements. This pathway prioritizes efficiency, making it easier for small businesses to craft manageable repayment plans while preserving their operations and workforce.

Whether the goal is to reorganize and continue operations or prepare for an orderly wind-down, Chapter 11 bankruptcy empowers small business owners to take control of their financial future, rebuild stability, and protect the long-term value of their enterprise.

Creditor Representation in Bankruptcy: Protecting Your Rights and Interests

Navigating the bankruptcy process as a creditor requires strategic advocacy to safeguard your rights and maximize recoveries. Whether dealing with consumer bankruptcies, business insolvencies, or complex litigation, our creditor representation services provide the expertise you need to navigate these challenging scenarios effectively.

For consumer bankruptcies, we help creditors assess repayment plans, file proofs of claim, and challenge improper debtor filings to protect their financial interests.

In business bankruptcies, we represent creditors in negotiating repayment terms, addressing objections, and asserting priority claims, ensuring that your voice is heard in the restructuring process.

Bankruptcy Litigation

When it comes to bankruptcy litigation, our team is well-versed in filing and defending adversary proceedings, such as fraudulent transfer claims, preference actions, or objections to discharge. We provide robust advocacy to enforce your rights and defend against claims that could jeopardize your position.

Whether you are an individual, a business, or an institutional creditor, we are committed to providing clear, professional, and trustworthy representation in bankruptcy cases, helping you navigate the process with confidence and achieve the best possible outcomes.